Zero Upfront Fee Policy.
We facilitate loans through legitimate channels. We never ask for processing fees, insurance charges, or verification fees before sanction.
Protect yourself from imposters posing as agents. Verify all requests with our official desk.
Apply Fraud RecoverySoft inquiry only. No impact on score.
Fast, Secured, and Reliable Capital for Visakhapatnam's Growth.
Visakhapatnam is a vibrant hub of commerce and innovation. Whether you are a startup in the city center or a manufacturing unit in the industrial belt, Vardhman Finance understands the local market dynamics of Visakhapatnam.
We bring our "Market Leadership Theory" to Visakhapatnam, ensuring that businesses here have access to liquidity exactly when they need it. Our local presence allows us to process applications faster than traditional banks.
Comprehensive financial solutions tailored for you.
Unsecured capital for working capital, expansion, or stock purchase. Loans up to ₹5 Cr.
Unlock the value of your residential or commercial property in Visakhapatnam. High LTV ratios.
Instant funds for personal needs like medical, wedding, or travel. Minimal paperwork.
Lease Rental Discounting for property owners with rental income in Visakhapatnam.
PAN & Aadhar
ITR / Payslips
12 Months Statement
Utility Bill / Rent Agreement
| Loan Type | Interest Rate (p.a.) | Processing Fee |
|---|---|---|
| Personal Loan | 10.50% - 16.00% | Up to 2% |
| Business Loan | 14.00% - 18.00% | Up to 2% |
| Loan Against Property | 9.00% - 12.00% | Up to 1% |
| Private Finance | 1.5% - 2.5% (Monthly) | Flat 2% |
*Rates are indicative and subject to credit profile assessment.
Fill the simple form or call our Visakhapatnam helpline.
Our executive visits your location in Visakhapatnam for document collection.
Quick verification and tele-discussion with credit manager.
Loan amount credited directly to your bank account.
We cover the entire metropolitan region including major commercial and residential hubs.
Yes, we have special programs for business owners based on banking or GST turnover.
We have a centralized processing center and field executives operating throughout Visakhapatnam.
For unsecured loans up to ₹5 Cr, and for secured loans up to ₹25 Cr.