Zero Upfront Fee Policy.
We facilitate loans through legitimate channels. We never ask for processing fees, insurance charges, or verification fees before sanction.
Protect yourself from imposters posing as agents. Verify all requests with our official desk.
Apply Fraud RecoverySoft inquiry only. No impact on score.
We are committed to your financial safety. Learn how to identify scams and get help immediately.
Never pay anyone without confirming with the Director of the company, Mr. A. K. Jain.
While many requests for upfront money are scams, if you are ever asked to make a payment, you MUST verify it directly with the Director's office first to ensure it is legitimate.
Help us stop fraudsters by reporting suspicious activity.
Educate yourself on the tactics fraudsters use.
Scammers ask for a small "processing fee" or "GST charge" to release a larger loan amount. Once paid, they disappear.
You receive an email or WhatsApp looking like an official sanction letter, often with poor grammar or blurred logos.
"Sir, we are verifying your account. Please share the OTP." We never ask for OTPs over the phone.
Always verify the identity of the person contacting you.
Enter the Employee ID or Mobile Number of the agent to verify if they are authorized.
Time is critical. Follow these steps immediately.
Do not send any more money. Contact your bank to freeze the transaction if possible.
Block the number on WhatsApp. Report the contact as Spam.
Call 1930 (Cyber Crime Helpline) or visit cybercrime.gov.in.
Use the form above so we can alert our legal team and other customers.
Fraud Monitoring
Verified Agents
Upfront Fees Charged
Always check the website URL is vardhmanfinance.com.
Ask for a video call if you are unsure about the agent's identity.
Read the loan agreement carefully before signing.
Never share your PIN, OTP, or Netbanking password with anyone.
Do not scan QR codes sent to you to "receive" money.
Don't download AnyDesk or TeamViewer on someone else's request.
Government resources for reporting financial fraud.
"I was about to transfer ₹15,000 as a 'Insurance Fee' to an agent claiming to be from Vardhman. I saw the Fraud Alert on their website and called the official number. The support team confirmed it was fake immediately. I saved my hard-earned money thanks to their awareness."
- Rajesh K., Small Business Owner, Delhi