Zero Upfront Fee Policy.
We facilitate loans through legitimate channels. We never ask for processing fees, insurance charges, or verification fees before sanction.
Protect yourself from imposters posing as agents. Verify all requests with our official desk.
Apply Fraud RecoverySoft inquiry only. No impact on score.
A high credit score is your gateway to lower interest rates and faster loan approvals. Don't let past mistakes block your future growth.
Your CIBIL score is more than just a number; it is your financial reputation.
Banks offer their lowest rates only to customers with scores above 750. A low score can cost you lakhs in extra interest.
Rejection rates skyrocket for scores below 650. High scores ensure your application goes to the "Green Channel" for fast processing.
For entrepreneurs, a poor personal score can block business credit lines, OD limits, and trade finance.
Understanding the algorithm is the first step to mastering it.
Don't fall for misinformation.
"Checking my own score lowers it."
Checking your own score is a "Soft Inquiry" and has zero impact on your CIBIL.
"Paying off an old debt removes it instantly."
Closed accounts stay on your report for years. You need to ensure the status is updated to "Closed" or "Settled".
Identify the red flags in your report.
Even a single 30-day delay can drop your score by 50-100 points.
Maxing out credit cards signals financial distress to lenders.
"Settled" status implies you couldn't pay the full amount. Aim for "Closed".
Applying for too many loans in a short time makes you look credit-hungry.
We don't just advise; we execute. Our expert team works with bureaus and banks on your behalf.
In 6-9 Months*
*Depending on individual case complexityGet credit cards and loans without lengthy paperwork.
Save up to 2-3% on interest rates for home and car loans.
Access larger loan amounts and higher credit card limits.
You dictate terms, not the bank.
Start fixing your score today.
Set up auto-debit for Minimum Due amounts to ensure you never miss a deadline, even if you forget.
Ask your bank to increase your credit limit. This instantly lowers your utilization ratio if spending stays constant.
Apply for new credit only when necessary. Space out applications by at least 3-6 months.
It typically takes 30-45 days for a dispute to be resolved, and 3-6 months to see significant score improvement through good payment behavior.
We can help remove incorrect, unverified, or outdated items. Accurate negative information (like a genuine late payment) usually stays for a fixed period but its impact fades over time.
No. When you check your own score, it is a soft inquiry. It does not affect your CIBIL score.
Fill out the form to schedule a consultation with our Credit Experts. We will analyze your report and build a custom roadmap to 750+.