Zero Upfront Fee Policy.
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Founders often face a tough choice: slow down growth or give up a large chunk of equity for VC funding. Vardhman Startup Finance offers a third path—Debt Financing designed specifically for the startup ecosystem.
We look beyond traditional balance sheets. If you have a scalable business model, recurring revenue, or confirmed orders, we can fund your runway. Our loans are perfect for marketing spend, inventory buildup, or bridging the gap to your next Series A/B round.
Founder-friendly terms.
Retain ownership and control. Debt is cheaper than equity in the long run.
Closures in weeks, not months. We move at the speed of your startup.
Principal moratorium up to 12 months to allow capital deployment before repayment starts.
Get connected to our network of mentors, CAs, and potential equity investors.
Operational for at least 12 months.
Minimum Monthly Recurring Revenue (MRR) of ₹5 Lakhs.
Registered Pvt Ltd or LLP entity. DPIIT recognition is a plus.
Tech-enabled, D2C, SaaS, or Manufacturing sectors preferred.
Flexible structures for high-growth companies.
We move fast so you can grow faster.
Fill the startup application and upload deck.
Initial call with our analyst to understand business model.
Term sheet issued outlining loan amount and covenants.
Funds transferred post e-signing of agreement.
We are more than lenders; we are believers. We back the founder, not just the financial history.
For select profiles, we waive the personal guarantee of founders.
Use our debt to increase valuation before your next equity raise.
