Zero Upfront Fee Policy.
We facilitate loans through legitimate channels. We never ask for processing fees, insurance charges, or verification fees before sanction.
Protect yourself from imposters posing as agents. Verify all requests with our official desk.
Apply Fraud RecoverySoft inquiry only. No impact on score.
Gold has always been India's favorite investment for a rainy day. Vardhman Finance ensures that your rainy day is covered without you having to sell your precious family heirlooms. Our Gold Loan is a quick, secure, and hassle-free way to meet any financial requirement.
We use precision karatameters to value your gold accurately, ensuring you get the maximum loan amount possible. Your jewelry is sealed in tamper-proof bags in your presence and stored in strong vaults with 24x7 surveillance.
The smartest way to raise capital without income proof.
Walk in with gold, walk out with money. The entire process takes less than 30 minutes.
Only KYC documents required. No income proof or CIBIL score check needed for gold loans.
Your gold is insured and stored in bank-grade vaults. We take full responsibility for its safety.
Option to pay only interest monthly and principal at the end of the tenure (Bullet Repayment).
Indian Resident.
Min. 18 years and Max. 70 years.
Jewelry should be of 18 Karat to 22 Karat purity.
You should be the rightful owner of the ornaments.
Flexible schemes tailored to your repayment capacity.
Fastest way to get money.
Visit our nearest branch with your gold and KYC documents.
Our experts value your gold right in front of you.
Get cash over the counter (up to ₹20k) or instant bank transfer.
We treat your gold with the reverence it deserves. Our transparent process ensures you know exactly the weight and purity recorded.
Need a specific bangle for a function? Release it by paying part amount.
Pay interest online and renew your loan without visiting the branch.
