Zero Upfront Fee Policy.
We facilitate loans through legitimate channels. We never ask for processing fees, insurance charges, or verification fees before sanction.
Protect yourself from imposters posing as agents. Verify all requests with our official desk.
Apply Fraud RecoverySoft inquiry only. No impact on score.
Medical expenses can deplete a lifetime of savings in days. Insurance often has caps, copays, or waiting periods. Vardhman Medical Loans bridge this gap, ensuring your loved ones get the best possible care without financial stress.
Whether it's a planned cosmetic surgery, dental procedure, IVF treatment, or an unexpected emergency surgery, our specialized healthcare finance covers it all. We disburse funds directly to the hospital to ensure admission is never delayed.
Compassionate finance designed for urgency.
We understand the urgency. Approvals are processed on priority, often within 60 minutes.
Available at partner hospitals. Pay for the treatment in easy installments at 0% interest.
Digital KYC and income verification. No physical visits required during emergencies.
Repay comfortably over 6 to 60 months, allowing you to focus on health, not finances.
Patient or their family member (Salaried/Self-Employed).
Minimum monthly income of ₹20,000.
Score of 650+ considered (Relaxed criteria for medical emergencies).
Valid treatment estimate from the hospital/doctor.
Transparent and affordable, because health comes first.
Designed for speed and empathy.
Apply online or call our emergency desk at 1800-203-4320.
Digital upload of KYC, Bank Statement, and Hospital Estimate.
Instant credit assessment and generation of loan agreement.
Amount transferred directly to the Hospital's bank account.
In times of medical crisis, you need a partner, not a processor. We have a dedicated team for medical loans that works 24x7 to ensure no treatment is stopped due to lack of funds.
If your insurance covers only part of the bill, we fund the balance amount.
We assist in documentation if you plan to claim reimbursement later.
