Zero Upfront Fee Policy.
We facilitate loans through legitimate channels. We never ask for processing fees, insurance charges, or verification fees before sanction.
Protect yourself from imposters posing as agents. Verify all requests with our official desk.
Apply Fraud RecoverySoft inquiry only. No impact on score.
Real estate is often the most significant asset on a balance sheet. Our Home Loans help you acquire this asset with confidence, while our Loan Against Property (LAP) solutions allow you to unlock its liquidity without selling it.
At Vardhman Finance, we go beyond just lending. We provide comprehensive legal and technical support to ensure the property title is clean and the valuation is fair. We fund ready-to-move properties, self-construction projects, and even commercial property purchases.
Designed for long-term stability and value creation.
Starting as low as 8.50% p.a., making home ownership affordable and stress-free.
Get up to 90% of the property value (LTV) for home loans and up to 75% for LAP.
Repayment options extending up to 20 years to ensure your monthly EMIs remain comfortable.
Our in-house legal team assists with title search and documentation to ensure safe investment.
Salaried, Self-Employed Professional (SEP), or Self-Employed Non-Professional (SENP).
Minimum annual income of ₹3 Lakhs for salaried and ₹4 Lakhs for business owners.
Property must be within municipal limits with a clear title and approved building plan.
Applicant should be at least 23 years old and not older than 65 years at loan maturity.
Affordable rates to help you build your assets.
A systematic approach to your property financing.
Submit application form along with KYC and Income documents.
Our team conducts legal verification and technical valuation of the property.
Receive the sanction letter detailing the loan amount and interest rate.
Sign the agreement and receive the demand draft or bank transfer.
Buying a home is emotional, but financing it requires cold logic. We combine both by offering empathetic service backed by robust financial products.
Get additional funds for furnishing or renovation over your existing loan.
Your original property papers are stored in fire-proof vaults.
Get the best rates for your dream home or business expansion.
Apply Now