Zero Upfront Fee Policy.
We facilitate loans through legitimate channels. We never ask for processing fees, insurance charges, or verification fees before sanction.
Protect yourself from imposters posing as agents. Verify all requests with our official desk.
Apply Fraud RecoverySoft inquiry only. No impact on score.
Life doesn't wait, and neither should you. At Vardhman Finance, we understand that financial needs can arise unexpectedly. Whether it's a dream wedding, a sudden medical emergency, or home renovation, our Personal Loan is designed to be the quickest bridge between you and your goals.
We move beyond traditional banking hurdles. Using advanced credit algorithms, we assess your profile instantly, offering you a pre-approved limit without the need for physical branch visits or lengthy paperwork. It’s credit, simplified.
Designed for the modern borrower who values time and transparency.
From application to approval in under 30 minutes. Disbursal straight to your bank account within 24 hours.
100% unsecured loan. You don't need to pledge any assets or provide a guarantor to get funded.
Choose a repayment plan that suits your pocket, ranging from 12 months up to 60 months.
Pay interest only on the outstanding principal. Our reducing balance method saves you money over time.
Salaried employees (MNC/Pvt/Govt) or Self-Employed professionals (Doctors, CAs, Architects).
Minimum net monthly salary of ₹25,000 (credited to bank).
A CIBIL score of 700 or higher is preferred for best rates.
Applicants must be between 21 years to 60 years of age.
Transparent pricing with no hidden surprises.
From application to money in bank in record time.
Fill our simple 2-minute application form with basic personal details.
Securely upload your KYC and income proofs via our encrypted portal.
Our team verifies your profile instantly using digital algorithms.
Funds are transferred directly to your registered bank account.
We are not just a lender; we are your financial partner. Our private lending roots allow us to offer flexibility that traditional banks often cannot. We look at the person behind the credit score.
Your data is confidential and used solely for underwriting.
What you see in the sanction letter is what you pay.
Join thousands of satisfied customers who trust Vardhman Finance for their funding needs.
Apply Now