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Standard bank loans often fail to address special situations—be it a buyout, a creeping acquisition, or a pre-IPO bridge. Vardhman Finance's Structured Debt division specializes in solving these complex liquidity puzzles.
We go beyond simple LTV calculations. We underwrite the business cash flows, the promoter's pedigree, and the strategic value of the asset. Our solutions sit between senior secured debt and equity, optimizing your cost of capital.
High-stakes finance requires high-level expertise.
Custom repayment schedules (ballooning, step-up) that align with project cash flows.
Our flat hierarchy ensures rapid decision-making for time-critical M&A deals.
We accept non-standard collateral like brand value, future receivables, and unlisted shares.
We understand the sensitivity of corporate transactions. Absolute discretion is guaranteed.
Mid-market corporates with revenue > ₹100 Crores.
Investment grade rating (BBB- and above) preferred but not mandatory.
Clean track record with no history of willful default.
Minimum deal size of ₹10 Crores.
Terms are highly bespoke, but here is a baseline.
From mandate to disbursement.
Sign NDA and mandate letter to explore funding options.
We propose a Term Sheet optimizing cost and flexibility.
Comprehensive 3rd party DD (Legal/Financial) initiated.
Documentation execution and fund transfer.
Our team comprises ex-investment bankers and credit experts who understand complex deal making. We have the capability to underwrite large cheques through our network of AIFs and NBFCs.
We fund opportunities across manufacturing, services, and infra.
Expertise in NCDs, OCDs, and other hybrid debt instruments.
